Used Monnier & Zahner Honing Machine - Internal - Horizontal for sale (71,649)

Condition: used, Year of construction: 2014, Colour: Grey Empty weight: 4.000 kg Price: On request - Machine available from: 2026-01-26 - Year: 2014 - Documentation available: No - CE marking present: Yes - CE certificate present: No - Serial number: 89867 - Number of milling spindles [pcs.]: 1 - Type milling table: Flat table - Tool clamping system: HSK-F63 - Drilling unit present: Yes - Saw unit present: Yes - Tool changer positions [pcs.]: 12 - System/software: BiesseWorks - Safety feature: Safety mat - CNC options: Label machine, Loading system, Unloading system Dkedpfx Aksxr Evljgon - Table length [mm]: 3600 - Table width [mm]: 1800 - Working range X [mm]: 3765 - Working range Y [mm]: 1875 - Z-axis working range [mm]: 324 - Transport weight [kg]: 4000kg - Transport packages [pcs.]: 1 Financial information VAT: The price shown is exclusive of VAT VAT/margin: VAT deductible for entrepreneurs Delivery and trade-in always possible for everything in the industrial sectors Glenn Smeets

Condition: good (used), Year of construction: 2002, functionality: fully functional, grinding diameter 20-35mm X-travel 450mm, Z-travel 200mm exhaustion device, extinguishing system weight ca. 4000kg Dkodpfxsy Ix Eze Akgon

Condition: refurbished (used), Year of construction: 2025, Studer S30 Center height: 125 mm center width: 650 mm Workpiece weight: 80 kg Other freely selectable options: - Completely new control cabinet with SPS-Basic and panel - Conversion to ball screw incl. SPS-Pro (cycle controlled) - "Workpiece memory"-SPS-PRO for 10/15/30/50 workpieces - Glass scale in X- and Z-axis - Swiveling internal grinding device - Motor spindle for internal grinding device - Frequency converter external grinding spindle Dodpsd Hdxwsfx Akgekn - Frequency converter for internal grinding spindle - Grinding sensor system - Contact protection on external grinding spindle - Safety door - manually operated - Grinding wheel flange - LED spot with flex arm - suitable coolant system

Condition: used, Year of construction: 2013, DMG DMC 65H duoBlock Horizontal machining center Year of manufacture: 2013 Operating hours: approx. 50,000 h Spindle hours: approx. 26,000 h Siemens Sinumerik 840D sl control system HSK 63 tool interface Dksdpeza Ezrjfx Akgjn 10,000 rpm spindle speed 180-position tool changer 10-position pallet changer

Condition: excellent (used), Year of construction: 1978, grinding length 500 mm grinding width 200 mm Dodozbczrjpfx Akgjkn

Condition: good (used), Year of construction: 1974, internal diameter 25 - 300 mm grinding depth 250 mm Dkjdpozbc I Sofx Akgsn swing diameter 50 mm centre height 300 mm internal grinding diameter 25 - 300 mm spindle bore 70 mm spindle speeds 45 - 450 mm inclination 30 ° table movement in milling step automatic 600 mm/min table speed - backwards 0 - 10 m/min spindle turning speed range 3000 - 18000 U/min spindle diameter 120 mm total power requirement 12 kW weight of the machine ca. 4,5 t dimensions of the machine ca. 4,0 x 1,9 x 1,8 m

Condition: used, Year of construction: 2023, operating hours: 2,594 h, functionality: unexamined, machine/vehicle number: 6000030, total height: 3,400 mm, total length: 8,000 mm, total width: 6,000 mm, overall weight: 27,523 kg, number of spindles: 1, Equipment: chip conveyor, Installation dimensions: 8000 x 6000 x 3400 mm Weight: 27,500 kg Operating hours: 2,594 h Dsdpozbt D Djfx Akgjkn KNOLL aerosol extraction system AerosolMaster 4000 ATS S/N 1580192 Year of manufacture: 2022 KNOLL chip conveyor 750 K-1 S/N 1591356 Year of manufacture: 2023

Condition: used, Year of construction: 2003, Technical details: x-travel: 450 mm y-travel: 450 mm z-travel: 450 mm weight of the machine ca.: 14 t size of pallet: 320 x 320 mm number of spindles: 2 Double spindle 4-axis machining center Horizontal 4 machine plates Renishaw probe Control Siemens Sinumerik 840D Working space (X / Y / Z): 450x450x450 mm Load pallet / table max .: 300 kg Acceleration: 10 m / s² Rapid traverse: 60 m / min Pallet size: 320 x 320 mm Chip-to-chip time: 2.6 s Workpiece height max .: 700 mm Tool holder: HSK 63 Tool places: 2x 60 Tool spindle: 10,000 rpm, 95 Nm Speed ??increase to 18,000 rpm Infrared receiver for probe, Make Renishaw Vaf72a0p Tool magazine with 60 places Control panel on the workstation Control panel on the tool installation site Workpiece positioning stations can be rotated manually with hydraulic workpiece clamping 60 bar Pneumatic support control on the workstation Automatic swing gate Extended coolant layer 70 bar / 1500I / VF 250 Coolant Cooler Working space flushing Emulsion mist suction Roto - Clear Automatic setup process Automatic disarming process Dksdpfew Ng D Hex Akgjn Runtime and quantity recording Status lamp 3-color modem for remote diagnosis control cabinet lighting *

Condition: used, Year of construction: 2002, Technical details: Dkedpfxewdywdj Akgon spindle speed:: max. 12000 tool taper: HSK 80 . b-axis: 360 x 0,001 ° worktool support (A-axis): ° weight of the machine ca.: 25 500 Kgs. x-travel: 800 mm y-travel: 700 mm z-travel: 630 mm dimensions of the machine ca.: 6200 x 3000 x 3200 mm pallet size:: 500 x 500 mm no. of tools in the magazine: 61 Nos. Weight approx.: 23,5 t Horizontal Machining Center with CNC Control System SIEMENS 840 C in well maintained condition. Single spindle *

Condition: used, Year of construction: 2005, operating hours: 40,300 h, machine/vehicle number: IntNr231576, A used AXA VSC-1M/2E CNC vertical machining center, manufactured in 2006 and equipped with a HEIDENHAIN iTNC 530B CNC control, is for sale. Technical data Dkodpjzatgpefx Akgsn Design: Moving column machine Number of axes: 3 axes Machining operations: Milling, drilling, threading Operating mode: CNC operation Swivel machining Tool holder: SK 40 Tool magazine Chip conveyor Coolant system X-axis travel: 1,760 to 9,000 mm Y-axis travel: 550 mm Z-axis travel: 600 mm Distance from table to spindle nose: 180 to 780 mm Table surface: X-travel + 400 mm x Y-travel, 3 T-slots 14 H9, T-slot spacing 160 mm Table load: 800 kg/m² Rapid traverse: 30 m/min The standard tool changer has 22 tool positions; optional extensions up to 216 tool positions are possible. Tool change time: approx. 4 seconds. The machine can be inspected by appointment. Subject to changes and errors in the technical data and specifications, as well as prior sale.

Condition: as good as new (ex-display), Year of construction: 2026, operating hours: 10 h, functionality: fully functional, High-end 5-axis flipping machine for aluminum structural components available at short notice. 90–95% completed, available for on-site demonstration under power. Delivery approx. 3 months. For sale is a state-of-the-art horizontal 5-axis flipping machine (HM2040AL-AC), specifically designed for machining large-format, thin-walled aluminum structural components in the aerospace sector. The machine is approximately 90–95% completed, installed at the factory, and can be inspected under real machining conditions. 👉 This machine platform has already been installed more than 80 times. Highlights - Available at short notice (delivery time approx. 3 months) - High-end configuration (Fischer / Siemens / Heidenhain) - Full 5-axis machining in a single setup - Integrated flipping system (90° rotation) - Ideal for aerospace aluminum structures - Very attractive price-performance ratio - Includes 2 pallets sized 2000 x 4000 mm, setup station, and rotary table Technical Data - Travel: 4300 / 2200 / 650 mm - Table size: 4000 × 2000 mm - Max. load: 4000 kg - Rapid traverse: 50 m/min - Feed rate: 30 m/min - Positioning accuracy: up to 0.008 mm - Repeatability: up to 0.004 mm Spindle - Fischer (Switzerland) - 30,000 rpm - 125 kW - 66 Nm - HSK-A63 - ICS 70 bar Features - 5-axis torque motor swiveling head (zero-backlash) - Siemens SINUMERIK 840D sl - 60-position tool magazine - Closed-loop measuring system (Heidenhain) - Automatic flipping system - High-pressure cooling - Chip conveyor & central lubrication Options - Renishaw laser tool measurement - Workpiece probe - Ultrasonic thickness measurement (≤10 µm) - Vacuum clamping system - Spindle thermal compensation - R-TEST calibration system Djdsy H Ncbjpfx Akgokn Including setup station and pallets! German service, spare parts warehouse, etc.

Year of construction: 2011, condition: ready for operation (used), Horizontal machining center with 5-axis Fanuc CNC, tilting table with 120° and continuous B-axis. Pallet magazine with 10 stations, automatic tool changer with 199 stations. Dodpfoku A A Hsx Akgskn Accessories included with the machine: Chip conveyor, high pressure coolant system through the spindle line with separate tank and paper filter.

Condition: excellent (used), CATALOGUE NUMBER 7908 TECHNICAL SPECIFICATIONS - Tool diameter, Wescott chuck 0-20mm - Max hole depth 155mm - Max milling length 250mm - Drill unit adjustment front/back, right/left + angle - Table adjustment up/down - Table swivel angle 0-45˚ - Working table dimensions 600x320mm - Four-point head 16-22-25-32mm - Material clamps 2 pcs - Motor power 2.2kW - Dimensions (L/W/H) 1050x800x1250mm - Weight 200kg ADVANTAGES Djdpfxjy Tw Tze Akgjkn – German-made – Very good condition – Eccentric clamps, 2 pcs – Not repainted – Used drilling machine Net price: 6,500 PLN Net price: 1,550 EUR based on rate 4.2 EUR (Prices may change with significant fluctuations)

Condition: ready for operation (used), Year of construction: 1997, - USED - 4-AXIS HORIZONTAL MACHINING CENTRE WITH PALLET CHANGER X-AXIS TRAVEL: 1500 mm Y-AXIS TRAVEL: 1200 mm Z-AXIS TRAVEL: 1250 mm SPINDLE: 10-4000 rpm; 40 kW; HSK-A 100 PALLET: CONTINUOUS ; 1000X1000 mm; 1-500 rpm MAX ADMITTED LOAD: 2000 Kg Dsdjh Hfrnspfx Akgskn TOOL MAGAZINE: CHAIN-TYPE ; 161 POS CONTROL UNIT: SIEMENS 840 C OVERALL DIMENSIONS: 8500 x 4800 x 4800 mm ACCESSORIES: SWARF CONVEYOR ; PAPER FILTER NOTE: COMPLETELY OVERHAULED MACHINE; HORIZONTAL AND VERTICAL AUTOMATIC HEAD; TURNING TABLE

Condition: used, Year of construction: 2019, machine/vehicle number: IntNr231598, Keyence International NV/SA – KEYENCE IM-7030 Year of manufacture: 2019 The KEYENCE IM-7030 is a highly precise digital measuring projector with automatic image processing and integrated optical probe. The system has been specifically developed for fast and non-contact measurement of workpieces in manufacturing and quality assurance. Thanks to the automatic measurement process activated by the push of a button, the machine is particularly suitable for serial measurements and recurring inspection tasks. The machine combines simple operation with high measuring accuracy and enables rapid inspection of contours, diameters, distances, angles, and geometric features of various workpieces. Thanks to the wide-field and high-precision modes, both larger components and the smallest precision parts can be reliably measured. Manufacturer: Keyence International NV/SA Model number: IM-7030 Machine type: Digital measuring projector with optical probe Year of manufacture: 2019 Travel ranges in wide-field mode: X-axis: 100 – 300 mm Y-axis: 100 – 200 mm Z-axis: 75 mm Travel ranges in high-precision mode: X-axis: 25 – 225 mm Y-axis: 25 – 125 mm Z-axis: 75 mm Maximum table load: 1 kg Measuring accuracy in wide-field mode: ±1 µm at Ø100 mm ±2 µm at 200 × 300 mm Measuring accuracy in high-precision mode: ±0.5 µm at Ø25 mm ±1.5 µm at 125 × 225 mm Operation: Automatic measurement at the push of a button Control / Software: IM-H2C and IM-H2ED Dsdpfozaktgjx Akgskn Suitable for series production: Yes Special features of the system include high measuring speed, simple operation without complex programming, and non-contact optical measurement technology. The KEYENCE IM-7030 is ideally suited for use in CNC manufacturing, precision engineering, incoming goods inspection, and industrial quality assurance. The machine can be inspected with power supplied after scheduling an appointment. Changes, errors in technical data and specifications, and prior sale are subject to change!

Condition: excellent (used), Year of construction: 2011, feed length X-axis: 813 mm, feed length Y-axis: 508 mm, feed length Z-axis: 711 mm, HAAS EC-500 Horizontal Machining Center Manufacturer: HAAS Automation Model: EC-500 Year of Manufacture: 2011 Control System: HAAS CNC Country of Origin: USA Dkedeza Ucrjpfx Akgjn Machine Description HAAS EC-500 Horizontal Machining Center in very good technical and visual condition. The machine is equipped with a dual pallet changer and a 4th-axis rotary table, enabling efficient multi-sided machining in a single setup. Ideal for precision machining and high-volume production. Technical Specifications * X-axis travel: 813 mm * Y-axis travel: 635 mm * Z-axis travel: 711 mm * Pallet size: 500 x 500 mm * Number of pallets: 2 * Automatic pallet changer * Maximum workpiece diameter: 750 mm * Maximum workpiece height: 927 mm * Maximum pallet load: 400 kg * Spindle speed: 8,100 rpm * Spindle power: 22.4 kW * Spindle taper: BT40 / CT40 * Inline Direct Drive spindle * Tool magazine capacity: 30 tools * Tool-to-tool change time: 2.8 sec * Coolant tank capacity: 360 L * CNC Control: HAAS * Number of axes: 4 Equipment * Dual pallet changer * Rotary 4th axis (B-axis) * Tool holders included * Chip conveyor * Coolant system * HAAS CNC Control Condition The machine is in good working condition and can be inspected under power. Test run available upon request. Included in the Price * Tool holders visible in the photos * Machine loading included in the price

Condition: new, Year of construction: 2026, functionality: fully functional, spindle speed (max.): 800 rpm, spindle speed (min.): 4 rpm, table length: 1,800 mm, table width: 1,600 mm, table load: 10,000 kg, total height: 3,800 mm, total length: 7,030 mm, total width: 4,665 mm, spindle diameter: 130 mm, spindle motor power: 15,000 W, MTP TPX6113-2 HORIZONTAL BORING MACHINE Horizontal Boring Machine TPX6113/2 – Precision and Power for Heavy Machining The TPX6113/2 horizontal boring machine is a robust and efficient solution designed for precise machining of large and heavy workpieces. Thanks to its rigid construction and high technical performance, it is ideally suited for use in the mechanical, energy, and steel structure industries. The machine is equipped with a Ø130 mm spindle, ensuring high stability and enabling demanding machining operations. A powerful 15 kW main motor and high torque guarantee efficient performance even under heavy loads. The large worktable (1800 × 1600 mm) with a maximum load capacity of 10,000 kg allows machining of heavy components without compromise. The full table rotation (B axis – 360°) increases flexibility and enables multi-side machining without repositioning the workpiece. Technical Specifications: Spindle diameter: Ø130 mm Max spindle torque: 3136 Nm Max spindle feed force: 31,360 N Number of spindle speeds: 24 Spindle speed range: 4–800 rpm Main motor power: 15 kW Max facing head torque: 4900 Nm Dedpfx Aksy Eyg Uogskn Facing head diameter: 750 mm Facing head speed range: 2.5–125 rpm Number of facing head speeds: 18 Table size: 1800 × 1600 mm Max table load: 10,000 kg T-slots: 28 mm × 10 Axis travels (X/Y/Z/W/U): 2000 / 1800 / 2000 / 900 / 250 mm Table rotation (B axis): 360° Rapid feed (X/Y/Z/W): 2500 mm/min Feed per spindle revolution (X/Y/Z/U): 0.05–8 / 0.01–2 mm/rev Measurement system accuracy (X/Y/Z): 0.005 mm (Z optional) Measurement system accuracy (B axis): 0.001 mm (optional) Dimensions: 7030 × 4665 × 3800 mm Machine weight: 29,300 kg

Condition: used, Year of construction: 1987, functionality: fully functional, machine/vehicle number: 3520.17.137, Tripet TST201CNC No. 3520.17.137, Year of Manufacture: 1987 Power: 76 kW Dksdpewffmmjfx Akgsn

Condition: used, Year of construction: 1999, Technical details: Dedpfx Akju Idl Sjgskn x-travel: 690 mm y-travel: 400 mm z-travel: 550 mm B-axis (table): 360° mm control: Siemens 840 D number of spindle speeds: max. 15 000 U/min tool clamping: System nach DIN 69893 tool taper: HSK-A63 tool changer magazine: chain magazine: 12 places Stück traversing speed: x/y/z Axis: 40 total power requirement: 195 kW weight of the machine ca.: 13,0 t Traveling Column Milling Machine - the tool changing unit consist of 3 -NC axis and 1 NC- rotary table axis - ATC ( with magazine) - rotary table Type SKH-NC 4/029, diameter=460mm , table surface plate Ø 500 x20mm, revolution per minute max. 22 rpm - control panel SIEMENS - Spindel-Typ: DRF-WE-255-N-W-15-30, 15000 U/min., Spindelleistung = 30 kW - chip conveyor Make Knoll type 400K-3/280, ejection height 1150mm - cooling system for spindle make SCHIMBKE Type DK 80V, 3,36 kW i.D. *

Condition: used, Technical details: Dkedsu Nc Nlspfx Akgsn x-travel: 450 mm y-travel: 150 mm z-travel: 400 mm distance between column - table edge: min./max.: 100 / 250 mm turning speed range: 25, 44, 78, 130, 228, 400 / 6 step U/min feed:: X/Y: 10 - 100 / 8 step mm/min Table dimensions: 990 x 300 mm table surface area: 800 x 195 mm table swivelabel +/-: 30° ° total power requirement: nicht bekannt kW weight approx.: 1200 kg dimension machine xH: 1,5 x 1,3 x 1,5 m Horizontal milling machine, currently a tool clamped milling arbor Ø 32mm with hobbing cutter. Machine vice included. *

Condition: used, Year of construction: 1978, Technical details: table surface area: 1970 x 400 mm distance between table/spindle: min./max. 150 / 250 mm Dkodou Ndhijpfx Akgjn rapid traverse: 1 / 2 m/min revolution per minute: Frässpindel: 112 ... 1400 / 12 step U/min milling spindle taper: DIN 2019 = Nr. 40 (SK40) axial adjustment: manuell = 150 mm quill feed: 0,012 / 0,025 / 0,05 mm/U feed range - horizontal: Frässchlitten: 8...100 / 12 step mm/min total power requirement: ca. 8,4 (10,5 kVA) kW machine weight approx.: 3000 kg dimension machine xH: 3,05 x 2,7 x 2,0 m wedge-groove milling machine Application: Milling of straight and helical grooves. Multiple groove milling with automatic program sequence. Further features: - distance spindle axis / lower edge counterholder: 55 mm - axial movement of the counter bearing sleeve 50 mm - milling carriage movement horizontal 1000 mm (automatic + manual by hand) and vertical 100 mm by hand + max. 5mm automatic/hydraulic Equipment: - chip container 470x300x300mm - 2x oil collecting basins (3200x1500x70 and 3200x800x60mm) - some accessories/tools *

Condition: used, Technical details: x-travel: 1000 mm Dkjdpfx Akev Sz Diogen y-travel: 350 mm z-travel: 400 mm distance between column - table edge: min.150 / max. 550 mm turning speed range: 28 - 1400 / 18 step U/min tool taper: SK40 spindle head swivable left - right: 90° und vor/zurück: 45° ° feed:: X/Y-Achse: 16 - 800 / 18 step mm/min Table dimensions: 1600 x 400 mm table surface area: 1400 x 330 mm total power requirement: 14,5 kW weight approx.: 4000 kg dimension machine xH: ca. 2,0 x 2,4 x 1,85 m

Condition: used, Year of construction: 1984, Technical details: x-travel: 400 mm y-travel: 100 mm z-travel: 100 mm electrics - voltage/frequency: 380/50 V/Hz total power requirement: 0,8 kW machine weight approx.: 132 kg space requirements of the machine approx.: 1,6 x 0,6 x 1,4 m This milling machine is ideally suited for window. - long hole milling machine for aluminium - pneumatic tool clamping - feeder: hand lever operation - safety device: 2,2 V Dksdpfx Akeu Nc Nxogon *

Condition: used, grinding length:650 mm grinding width:450 mm workpiece height:425 (ohne Magnetplatte) mm max. workpiece weight:600 kg weight of the machine ca.:3,8 t total power requirement:15 kW machine dimensions approx. WxHxD:3,0 x 2,4 x 2,3 m Used/reconditioned surface grinding machine, make GER, type RSA-650. Automatic infeed in all 3 axes. Machine geometrically overhauled, repainted (RAL6011, green), all functions tested, accuracy checked. OVERHAUL SCOPE: Machine completely disassembled, all components thoroughly cleaned and tested for complete functionality. Main spindle newly mounted, concentricity 3 µ. All guideways newly scraped in new machine geometry. Wear parts replaced, defective components repaired or replaced. Reassembly, complete functional test and internal acceptance. Machine repainted. Machine in perfect condition, ready for production. MEASURED GEOMETRIC ACCURACIES: Actual geometric accuracy after overhaul, measurement with dial gauge. Geometry of machine axes X and Z X = longitudinal axis 650 mm Z = transverse axis 450 mm Measurement magnet traversed with dial gauge. X axis = Max. Deviation 0,008 mm Z axis = Max. Deviation 0,005 mm INCL. THE FOLLOWING ACCESSORIES: -Electro-magnetic clamping plate, with fine longitudinal pole pitch. dimensions 600 x 400mm Dsdpfx Asfkg H Tekgokn -demagnetizing device -Complete coolant device with paper band filter - Digital display of the vertical axis (Y-axis), make Sony -Technical documentation in English language -1 pieces grinding wheel holders -1 piece grinding wheel dresser, mounted above the grinding wheel with manual infeed and automatic (hydraulically operated) transverse movement - 1 set of setting elements You can find more information in the attachment. Payment: 100% before loading the machine Warranty: 6 months on the geometry and the new parts demonstrably installed. No general legal warranty.

Condition: as good as new (ex-display), Year of construction: 2025, functionality: fully functional, grinding length: 500 mm, grinding width: 250 mm, Young, like-new demonstration machine: High-precision surface grinding machine, "Optimal" series, available at a special net price. Grinding area: 500 x 250 mm Features: Dedpfxeyak Dle Akgekn ● Surface grinding machine with automatic vertical feed ● Grinding sequence: roughing – finishing – spark-out ● Siemens S700 touchscreen panel and electronic handwheel for Y-axis ● Digital display for vertical axis Y and cross axis Z ● Table cover and splash guards in stainless steel design ● Electrical cabinet fitted predominantly with Siemens components ● Includes manual dressing device, electro-magnetic chuck, and coolant filtration system Main technical data: Grinding length mm 500 Grinding width mm 250 Distance table surface to spindle center mm 450 Table drive Hydraulic Table load kg 180 Longitudinal movement X Table speed, steplessly adjustable m/min 7 – 23 Max. longitudinal travel mm 560 Cross movement Z Max. travel speed mm/min 990 Max. cross travel mm 275 Vertical movement Y Max. travel speed mm/min 460 Grinding spindle / Grinding wheel Spindle power kW 2.2 Wheel dimensions mm 200x20x31.75 Spindle speed (speed control optional) min⁻¹ 2850 Dimensions Machine weight (net) kg 1800 Machine dimensions (inc. reciprocation) Width mm 2300 Depth mm 1650 Height mm 1680 Power connection kW 3.7 All model series include standard accessories: ● 1 standard grinding wheel ● 1 wheel flange ● 1 dressing block with diamond ● 1 balancing arbor ● 1 balancing stand ● 1 machine lamp ● 1 set of machine tools ● 1 set of documentation with spare part list ● Machine in CE-conform (metric version) Precision and surface quality at optimal price. Fully equipped for universal use in a wide range of industrial and application areas. Machine comes with a 12-month parts warranty. By the way, aside from affordable new and certified used machines, we offer even more: • On-site consultation and solution finding • Organization of machine transport to your facility • Installation, commissioning, and turnkey handover • Spare parts supply • Control training for Siemens, Heidenhain, and Fanuc • Trained service staff available in your area and more • 24/7 telephone support • Tax-optimized trade-in of your old machine • Attractive financing options, even without down payment